MSIC 2023 Annual Report

$152.9

$143.9

non-repetition of two large repairs and maintenance events at the property in the prior fiscal year, which decrease was partially offset by increased depreciation expense related to capital and tenant improvement projects and increased utility costs in the current fiscal year. Despite the reduction in interest bearing liabilities, the increase in interest rates led to an increase in interest expense on Liquidity Reserve Fund deposits. Also, MSIC experienced a one-time expense related to its hosting of the IADI General Meeting and Annual Conference..

$126.3

$100.2

$111.2

$152.9

$143.9

$126.3

$100.2

$111.2

$63.5

$62.7

$62.5

$58.3

$57.5

$63.5

$62.7

$62.5

$58.3

$57.5

2019

2020 2021 2020 2021

2022

2023

2019

2022

2023

Further, the general insurance reserve was reduced, as a result of the improved

Total Assets Total Assets

Total Fund Balance Total Fund Balance

TOTAL ASSETS & TOTAL FUND BALANCE As of September 30 ($ in Millions)

financial condition of member institutions.

$63.5

$62.5

$62.7

$58.3

$57.5

During the year ended September 30, 2023, insured excess shares decreased by $84 million or 3.37%, MSIC’s total assets decreased by $11 million, and the Fund Balance increased by $0.8 million. As a result of the decrease in excess shares and the increase in the Insurance Fund balance, the ratio of the Insurance Fund balance to insured excess shares (coverage ratio) increased to 2.40% at September 30, 2023. This ratio remains the strongest coverage ratio for any deposit insurer in the nation.

$63.5

$62.5

$62.7

$58.3

$57.5

4.72%

3.80%

4.72%

2.92%

3.80%

2.92%

2019

2020 2021 2020 2021

2022

2023

2019

2022

2023

Fund Balance

Insured Coverage Ratio Insured Coverage Ratio

Fund Balance

FUND BALANCE & INSURED COVERAGE RATIO As of September 30 ($ in Millions)

30 INTERNATIONAL COLLABORATION

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