MSIC 2023 Annual Report

MASSACHUSETTS CREDIT UNION SHARE INSURANCE CORPORATION AND SUBSIDIARIES CONSOLIDATED BALANCE SHEETS SEPTEMBER 30, 2023 AND 2022

2022

2023

Assets Cash and cash equivalents

$ 5,362,663

$ 14,416,691

Certificates of deposit

--

4,000,000 63,663,701 1,099,700

Securities available-for-sale, at fair value Federal Home Loan Bank stock, at cost

65,344,911

934,900 262,678

Accrued interest receivable Real estate held for investment Premises and equipment, net

133,586

26,894,190 145,121 1,397,256

27,009,707

201,352 821,483

Other assets

$ 100,341,719 111,346,220 $

Total Assets

Liabilities and Equity Liabilities Liquidity reserve fund deposits Federal Home Loan Bank advances Accounts payable and accrued expenses

$ 19,388,034

$ 23,824,692

19,000,000 2,261,594 1,300,000

25,000,000 2,350,541 2,600,000

Reserve for insurance losses

41,949,628

53,775,233

Total Liabilities

Equity

Retained earnings

61,973,112 (3,666,849)

62,709,425 (5,244,310)

Accumulated other comprehensive loss

58,306,263

57,465,115

85,828

105,872

Non-controlling interest in MSIC Partners, LLC

58,392,091

57,570,987

Total Equity

$ 100,341,719 111,346,220 $

Total Liabilities and Equity

The accompanying notes are an integral part of these consolidated financial statements. 3

2023 ANNUAL REPORT 75

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