MSIC 2023 Annual Report

MASSACHUSETTS CREDIT UNION SHARE INSURANCE CORPORATION AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEARS ENDED SEPTEMBER 30, 2023 AND 2022

N OTE 2 - S UMMARY OF S IGNIFICANT A CCOUNTING P OLICIES (C ONTINUED ) R ECLASSIFICATIONS

Certain reclassifications have been made to the 2022 consolidated financial statement presentation to correspond to the current year's format. Total equity and net income are unchanged due to these reclassifications.

S UBSEQUENT E VENTS The Corporation has evaluated subsequent events through D ecember 29, 2023, the date these consolidated financial statements were available to be issued and has determined that no material subsequent events have occurred that would affect the information presented in the accompanying consolidated financial statements or require additional disclosure. N OTE 3 - C ASH AND C ASH E QUIVALENTS At September 30, cash and cash equivalents are comprised of the following:

2023

2022

Checking account deposits Other interest-bearing deposits

$

789,725 4,572,938

$ 1,413,131 13,003,560

$ 5,362,663

$ 14,416,691

N OTE 4 - C ERTIFICATES OF D EPOSIT The Corporation did not hold any certificates of deposit at September 30, 2023. Certificates of deposit by maturity and weighted average interest rate at September 30, 2022, were as follows: Weighted Amount Average Rate

$ 4,000,000

0.47%

Due in one year or less

17

2023 ANNUAL REPORT 89

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