MSIC 2023 Annual Report

MASSACHUSETTS CREDIT UNION SHARE INSURANCE CORPORATION AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEARS ENDED SEPTEMBER 30, 2023 AND 2022

N OTE 6 - R EAL E STATE H ELD FOR I NVESTMENT (C ONTINUED ) A summary of the net loss of MSIC Properties, LLC for the years ended September 30, 2023 and 2022 is as follows:

2022

2023

Rental income, including income from MSIC and MSIC Partners, LLC of $215,327 and $184,255, repectively, eliminated in consolidation

$ 1,758,157

$ 1,329,918

Interest and other income

11,210

2,677

1,769,367

1,332,595

Rental expenses Depreciation expense

886,373 443,203 332,425 222,400

838,308 522,855 347,068 188,360 17,506 75,600

Property maintenance and other

Real estate taxes

Utilities

Interest expense Management fees

--

90,691

1,975,092

1,989,697

Net Loss

$

(205,725)

$

(657,102)

Future minimum rental income to be collected under all non-cancellable lease agreements to unaffiliated third parties, not including renewal options or reimbursed expenses at September 30, 2023 is as follows: Years ending September 30:

2024 2025 2026 2027 2028

$ 1,526,833

1,236,468 993,286 723,536 391,887

14,341 $ 4,886,351

Thereafter

23

2023 ANNUAL REPORT 95

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