MSIC 2022 Annual Report

TIVE COMMUNITY

Billion of Excess Shares and Deposits

Regulatory Capital or Approximately $3.5 Billion

Billion of Total Shares and Deposits

11%

$25.8

$2.5

MSIC COMPARATIVE ROAA for Fiscal 2022

MSIC COMPARATIVE NET WORTH RATIOS as of September 30, 2022

11.06%

10.69%

0.62%

9.10%

0.54%

0.53%

MSIC

All MA

Nationwide

MSIC

All MA

Nationwide

MSIC COMPARATIVE DELINQUENCY RATIOS for Fiscal 2022

MSIC COMPARATIVE NET CHARGE-OFF RATIOS for Fiscal 2022

0.30%

0.53%

0.42%

0.35%

0.15%

0.07%

MSIC

All MA

Nationwide

MSIC

All MA

Nationwide

2022 ANNUAL REPORT

11

Powered by