MSIC 2022 Annual Report

INANCIAL STATE

MASSACHUSETTS CREDIT UNION SHARE INSURANCE CORPORATION AND SUBSIDIARIES CONSOLIDATED BALANCE SHEETS SEPTEMBER 30, 2022 AND 2021

2022

2021

Assets Cash and cash equivalents

$ 14,416,691

$ 32,866,190

Certificates of deposit

4,000,000 63,663,701 1,099,700 133,586 27,009,707 --

11,500,000 68,538,638 325,000 1,647,400 367,365 27,680,281

Securities available-for-sale, at fair value Investment in MSIC Partners, LLC Federal Home Loan Bank stock, at cost

Accrued interest receivable Real estate held for investment Premises and equipment, net

201,352 821,483

158,811 803,794

Other assets

$ 111,346,220 143,887,479 $

Total Assets

Liabilities and Equity Liabilities Liquidity reserve fund deposits Federal Home Loan Bank advances

$ 23,824,692

$ 37,549,688

25,000,000

34,000,000 4,500,000 3,365,009 2,000,000

Note payable - line of credit

--

Accounts payable and accrued expenses

2,350,541 2,600,000

Reserve for insurance losses

53,775,233

81,414,697

Total Liabilities

Equity

Retained earnings

62,709,425 (5,244,310)

62,575,910 (103,128)

Accumulated other comprehensive loss

57,465,115

62,472,782

--

105,872

Non-controlling interest in MSIC Partners, LLC

62,472,782

57,570,987

Total Equity

$ 111,346,220 143,887,479 $

Total Liabilities and Equity

The accompanying notes are an integral part of these consolidated financial statements. 3

2022 ANNUAL REPORT

51

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